The following Terms and Conditions control your membership on NAIJPAY INCOME PROGRAM . You agree that you have read and understand this Agreement (“Agreement”) and that your membership on NAIJPAY INCOME PROGRAM (the “Program”) shall be subject to the following Terms and Conditions between you (the “Member”) and NAIJPAY INCOME PROGRAM. These Terms and Conditions may be modified at any time by NAIJPAYAdministrative. 

Please review them from time to time since your ongoing use is subject to the terms and conditions as modified. Your continued participation in NAIJPAY INCOME PROGRAMafter such modification shall be deemed to be your acceptance of any such modification. If you do not agree to these Terms and Conditions, please do not register to become a member of NAIJPAY INCOME PROGRAM

Terms of Participation 

Member must be 18 years of age or older to participate. Members must provide NAIJPAY INCOME PROGRAM with accurate, complete and updated registration information, including an accurate name, mailing address and email address. 

To the full extent allowed by applicable law, NAIJPAY INCOME PROGRAM at its sole discretion and for any or no reason may refuse to accept applications for membership. 

Members may not 

(i) activate or use more than one Member account; 

(ii) select or use an Email Address or Phone Number of another person; 

(iii) use a name subject to rights of another person without authorization from that person; 

(iv) use a false or misleading name (Except for privacy), mailing address, or email address or phone number to activate or use a Member account. 

By signing up as a NAIJPAY member, member is opting-in to receive other special offer emails and SMS notifications from NAIJPAY INCOME PROGRAM. If you do not wish to receive these emails or SMS notifications, you may cancel your account anytime . 

NAIJPAY INCOME PROGRAM reserves the right to track Member’s activity by both IP Address as well as individual browser activity. 

Member agrees not to abuse his or her membership privileges by acting in a manner inconsistent with this Agreement. 

Member agrees not to attempt to earn through other than legitimate channels authorized by NAIJPAY INCOME PROGRAM

Member agrees not to participate in any fraudulent behavior of any kind. 

Spamming is strictly prohibited. Any spamming done to advertise NAIJPAY will result in immediate termination of your account and a forfeiture of your account earning balance. Incidents will be dealt with on a case by case basis. 

Refund Policy: As we are offering non-tangible virtual digital goods NAIJPAY Membership) which is registration / entry fee , we do not generally issue refunds after the successful registration of membership or purchasing of our registration e-pin / coupon code. Please note that by purchasing the NAIJPAYMembership, you agree to the terms of the Refund Policy. NO REFUND 


NOTE: We have two payment circle;

Instantly : for quiz wallet 

And Monthly: for referral earning and blog earning. Withdrawal form usually opens by (21st To 31st) of every months. Take note of that.

NAIJPAY INCOME PROGRAM make it convenient for her members to cash out their earnings INDEPENDENTLY


What we mean by INDEPENDENTLY is that our user can withdraw without having referrals. That's why we have created three wallets for our members 👇

We pay out every 21St To 31St  of the month both referrals and non referrals members so far that you've accumulate up to 2500 which you can even earn in a day with over 1000 post publish by NAIJPAY INCOME PROGRAM TEAM per day.

Withdrawal, Request Payout or Cash Out: 

NAIJPAY INCOME PROGRAM  monthly payout request is only available on 3 conditions:  

Can only be requested once a month

You have to withdraw your earning separately. i.e your blog earning is different from your referrals earning. Assuming you have ₦5,000 from your block wallet and another ₦5,000 from your referrals wallet, note that you will need to send two withdrawal request. One from blog wallet and the second withdrawal from referrals wallet. With this every members will have the equal chance of getting paid without having referrals which many affiliate website failed to solve. 

Must have between ₦2,500 or more earnings within the month.


In situate like this, you have the right to question our authority and you're permited to report this site to any security agency in Nigeria, so far that you abide with the rules and regulations govern members of NAIJPAY INCOME PROGRAM

If member objects to any of the Terms and Conditions of this Agreement, or any subsequent modifications to this agreement, or becomes dissatisfied with the Program, Member’s only recourse is to immediately discontinue participation in Naijpay Membership System and properly terminate his or her membership. 


Member expressly agrees that use of the service is at member’s sole risk. the service is provided on an “as is” and “as available” basis. to the maximum extent allowed by applicable law, NAIJPAY INCOME PROGRAM expressly disclaims all warranties of any kind, express or implied by law, custom or otherwise, including without limitation any warranty of merchantability, satisfactory quality, fitness for a particular purpose or non-infringement. NAIJPAY membership system makes no warranty regarding any goods or services purchased or obtained through the program or any transactions entered into through the program. 

To the maximum extent allowed by applicable law, neither NAIJPAY membership system nor any of its members, subsidiaries, publishers, service providers, licensors, officers, directors or employees shall be liable for any direct, indirect, incidental, special or consequential damages arising out of or relating to this agreement, resulting from the use or the inability to use the service or for the cost of procurement of substitute goods and services or resulting from any goods or services purchased or obtained or messages received or transactions entered into through the program or resulting from unauthorized access to or alteration of user’s transmissions or data, including but not limited to, damages for loss of profits, use, data or other intangible, even if such party has been advised of the possibility of such damages.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, NAIJPAY INCOME PROGRAMuses appropriate industry standard procedures to safeguard the confidentiality of Member’s personal information, such as SSL, firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of the Website’s traffic to track abuse of the NAIJPAY INCOME PROGRAM Website and its data. However, no data transmitted over the Internet can be 100% secure. As a result, while NAIJPAY INCOME PROGRAM strives to protect its Members personal information, NAIJPAY INCOME PROGRAM cannot guarantee the security of any information that Members transmit to or from the participating advertisers/merchants and Member does so at his/her own risk. 

This Agreement constitutes the entire Agreement between Member and NAIJPAY INCOME PROGRAM in connection with general membership in the NAIJPAY and supersedes all prior agreements between the parties regarding the subject matter contained herein. If any provision of this AGREEMENT is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of this AGREEMENT will remain in force. No failure of either party to exercise or enforce any of its rights under this AGREEMENT will act as a waiver of such rights

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